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Nov 28, 2010

AUDIO: Tom Brady Postgame Press Conference - 11/25/2010

Tom BradyImage via WikipediaAUDIO: Tom Brady Postgame Press Conference - 11/25/2010: "Patriots quarterback Tom Brady addresses the media during his postgame press conference on Thanksgiving, November 25, 2010.
Opening Statement:
"We showed some resiliency. I think coming out in the second half and playing the way we did - the crowd was really into it. I think Devin's interception was a huge play in the game. We executed much better in the second half, so great for everybody."
On the touchdown pass to Deion Branch:
"He was supposed to run an in-cut and the guy was sitting on it. He threw his hand up and I laid it out there for him. He made a great run after catch. Certainly it's not how we drew it up, but it's just a great play by a great player."
On how they flipped the switch at halftime:
"I think once the speed of the game calmed down a little bit and we could get it under control, we did a great job. That's a hell of a pass rushing team.(with) Vanden Bosch, Avril, Suh on the inside and Corey Williams.""
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Nov 21, 2010

Loan Pricing Review: Long and Short Term Perspective

0007_juggling_financial_assetsImage by bds4us via FlickrLoan Pricing Review: Long and Short Term Perspective

We're long overdue a look at loan pricing....
Day over day, on average, rebate improved by 10.1bps and buydowns are 1.7bps better. The largest pricing improvements today were seen in the note rates closest to par, but take note of how expensive it got to buydown the consumer's rate from 4.375% to 4.25%. Upwards of 85bps at all five of the majors. Yikes! Assuming the buydown was 85bps on a $200,000 loan, the breakeven on that is 9.6 years. THAT'S REALLY EXPENSIVE!!!
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Nov 19, 2010

November 18, 2010

mortgage-rate-calculatorImage by bds4us via FlickrNovember 18, 2010: "

Average Mortgage Rates
30 Yr FRM4.38%-0.01%
15 Yr FRM3.64%-0.02%
FHA 30 Year4.39%-0.02%
Jumbo 30 Year5.52%-0.01%
5/1 Yr ARM3.44%0.08%
View Current Mortgage Rates | Compare RatesUpdated: 11/18/10 5:33 PM

Latest Commentary
Mortgage Rates on Roller Coaster Ride. Volatility Abundant - Mortgage Rate Watch
What a frustrating week it has been for anyone trying to make sense of the movements in mortgage rates or those hoping to get ahead of the market in order to secure the lowest possible rate. Every day so far this week has seen rate changes in the middle of the day and through the course of the week, prices of mortgage backed securities (MBS) have bounced... Read More
Interest Rate Volatility Persists. Waiting on Last Phase of QEII Cleansing - MBS Commentary
A common theme this week has been the near certainty of choppy and volatile movement in between the extremes of recent ranges. The past few hours have indeed seen moderate losses in the bond market--losses of a sufficient magnitude to result in reprices for the worse on rate sheets--but against a more strategic and longer term backdrop some good things... Read More
Provided by Mortgage News Daily
This information is not an advertisement to extend consumer credit as defined by Section 226.2 of Regulation Z. This is not an offer to enter into an agreement regarding interest rates. The rates quoted do not include discount points, origination points, or loan level risk based price adjustments. Rates and terms are subject to change without notice.
...(read more)





































Average Mortgage Rates
30 Yr FRM4.38%-0.01%
15 Yr FRM3.64%-0.02%
FHA 30 Year4.39%-0.02%
Jumbo 30 Year5.52%-0.01%
5/1 Yr ARM3.44%0.08%
View Current Mortgage Rates | Compare RatesUpdated: 11/18/10 5:33 PM
Latest Commentary
Mortgage Rates on Roller Coaster Ride. Volatility Abundant - Mortgage Rate Watch
What a frustrating week it has been for anyone trying to make sense of the movements in mortgage rates or those hoping to get ahead of the market in order to secure the lowest possible rate. Every day so far this week has seen rate changes in the middle of the day and through the course of the week, prices of mortgage backed securities (MBS) have bounced... Read More
Interest Rate Volatility Persists. Waiting on Last Phase of QEII Cleansing - MBS Commentary
A common theme this week has been the near certainty of choppy and volatile movement in between the extremes of recent ranges. The past few hours have indeed seen moderate losses in the bond market--losses of a sufficient magnitude to result in reprices for the worse on rate sheets--but against a more strategic and longer term backdrop some good things... Read More

Provided by Mortgage News Daily
This information is not an advertisement to extend consumer credit
as defined by Section 226.2 of Regulation Z. This is not an offer to
enter into an agreement regarding interest rates. The rates quoted do
not include discount points, origination points, or loan level risk
based price adjustments. Rates and terms are subject to change without
notice.

...(read more)
Forward this article via email: Send a copy of this story to someone you know that may want to read it.
"
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Patriots Playbook - 11/18/2010

The New England Patriots' three Vince Lombardi...Image via WikipediaPatriots Playbook - 11/18/2010: "Listen to this edtion of Patriots Playbook as John Rooke and Erik Scalavino preview Sunday's Patriots matchup against the Colts. ESPN Analyst Russell Baxter calls in to discuss all the NFL Week 11 games. Send in your questions for the next live show to webradio@patriots.com"
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Week 11: Colts vs. Patriots Preview

New England Patriots vs Cleveland Browns at Gi...Image via WikipediaWeek 11: Colts vs. Patriots Preview: "A preview of the Week 11 matchup between the Colts and the Patriots."
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Indianapolis Colts vs. New England Patriots - Preview - November 21, 2010 - ESPN

INDIANAPOLIS - NOVEMBER 15:  Quarterback Peyto...Image by Getty Images via @daylifeIndianapolis Colts vs. New England Patriots - Preview - November 21, 2010 - ESPN

While the supporting casts around Tom Brady and Peyton Manning keep changing, it's hardly surprising to see the two superstars leading first-place teams into their latest November showdown.
Manning will guide the banged-up Indianapolis Colts into Foxborough on Sunday for another highly anticipated clash with Brady's New England Patriots, who hope to build on a dominating road performance and stay unbeaten at home.
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Nov 17, 2010

NFL Game Center: Oakland Raiders at Pittsburgh Steelers - 2010 Week 11

Ben Roethlisberger of the Pittsbrgh Steelers d...Image via WikipediaNFL Game Center: Oakland Raiders at Pittsburgh Steelers - 2010 Week 11

The storyline
One of the great AFC rivalries of the 1970s is renewed with playoff implications. Oakland's win at the Steelers last year kept Pittsburgh out of the postseason.
Why you should watch
If Jason Campbell slips up at all, Tom Cable could bench him. Oakland is running the ball the way the Steelers used to. The Raiders are healthy off a bye, while the Steelers are dealing with growing injuries. That could help even things out even more.
Did you know?
Raiders running back Darren McFadden leads the NFL with 108.1 rushing yards per game this season. ... Oakland's Zach Miller ranks third among AFC tight ends with 461 receiving yards. ... Steelers quarterback Ben Roethlisberger leads the NFL with 1,304 passing yards since Week 6. ... Pittsburgh has the league's best run defense.
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NFL Videos: GameDay: Jets vs. Browns highlights

The new NFL logo went into use at the 2008 draft.Image via WikipediaNFL Videos: GameDay: Jets vs. Browns highlights
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NFL.com news: Thigpen works with Dolphins' first team as Henne sits

Pennington (right) with Miami Dolphins quarter...Image via WikipediaNFL.com news: Thigpen works with Dolphins' first team as Henne sits
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Nov 3, 2010

Thousands jam streets to celebrate Giants | MLB.com: News

Tim LincecumImage via WikipediaThousands jam streets to celebrate Giants | MLB.com: News

More than 100,000 Giants fans, dressed in black and orange, lined the streets of San Francisco on Wednesday for a ticker-tape parade to celebrate the franchise's first World Series title since 1954.
The parade paid homage to the route taken when the Giants were first welcomed to San Francisco in 1958, but this time the parade included the World Series trophy for the first time in the city's history.
Civic leaders, club executives and former greats such as Willie Mays and Willie McCovey traveled along the route in classic convertibles reminiscent of that 1958 parade, which attracted 200,000 fans to welcome the Giants to the Bay Area. Giants manager Bruce Bochy also rode in a classic red convertible with his family with the Commissioner's Trophy in tow.
Ace Tim Lincecum celebrates with Giants fans during Wednesday's ticker-tape parade. (Paul Sakuma/AP)
Giants players, meanwhile, rode in the iconic trolley cars that have become synonymous with the city of San Francisco, and the players took time to thank their loyal fans who supported them throughout the season.
"I know a lot of people have been waiting for this for a long time," said two-time National League Cy Young Award winner Tim Lincecum, who picked up the clinching Game 5 win Monday night. "It's a dream come true. I never thought it would happen."
It was a joyous event for Giants fans, who waited more than 50 years for the organization to win its first title in San Francisco with its victory in this year's Fall Classic over the Rangers in five games.
"It's awesome," said right-hander Matt Cain, who tossed 21 1/3 scoreless innings in the postseason. "You can't even explain it. Thanks so much, San Fran."
The parade began at 11 a.m. PT, starting at the intersection of Montgomery and Washington streets and heading southbound on Montgomery before continuing westbound on Market Street to Civic Center Plaza.
The parade is also scheduled to conclude at City Hall, where San Francisco Mayor Gavin Newsom will give the Giants the key to the city.
"San Francisco could not be prouder of its hometown San Francisco Giants tonight," Newsom said in a city press release following the victory. "Congratulations to every player on the roster and to the entire San Francisco Giants organization. You have earned this historic world championship through your talent, determination and teamwork, defying the odds and bringing the entire city together throughout this remarkable season."
The Giants last held a parade in 2008, when they celebrated the 50th anniversary of the franchise's move from New York to San Francisco. But this year's event brought even more fans and more significance, considering it celebrated the club's sixth World Series title.
"It's unbelievable," second baseman Freddy Sanchez said. "It's great. It's what we wanted to do since Spring Training. I just want to thank all the fans."
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